Search the firm’s legal identity and check the activity it is authorised to carry out. A familiar brand name or a copied registration number is not enough to establish that the person contacting you belongs to the registered firm.
Match the firm and the proposed service
Open the Central Bank register independently. Compare the legal name, trading name and relevant entry with the documents you have received. Where an entry or permission is unclear, seek clarification through the regulator or a verified contact route before proceeding.
An entry is not a recommendation of an investment or a promise that its value cannot fall. The question is whether the particular service and firm have the regulatory status being claimed. Do not infer protection for every product from one registration.
Keep a record of the checks
Record the name searched, entry reviewed, service discussed and the date. Keep the proposal beside that record so changes are visible. If the website, payment beneficiary or contact details differ, pause and investigate the discrepancy.
Use contact information obtained independently, rather than replying only to the message that introduced the offer. Pressure to transfer quickly should not replace verification. If something appears unauthorised, consult the Central Bank’s warning information and reporting route.
When a genuine firm name appears on a false offer
- Claim
- Copy the legal name and the precise service offered into your checking notes.
- Independent contact
- Use a contact route obtained independently to ask whether the firm sent this specific offer.
- Mismatch
- If the sender, domain or bank beneficiary differs, stop the transfer while the discrepancy is investigated.
Your next step
Read the investment documents as a separate check