For a new-build purchase in Kildare, list what the agreed price includes and what you will still need to fund. Keep specification choices, professional checks and moving arrangements separate from assumptions about a finished show home.
Check the written specification
Keep the sales specification and contract information together. Ask which finishes, fittings and external works are included, what remains your responsibility and how any optional change is priced. A marketing image is not a substitute for the agreed documentation.
Use the national planning map to locate relevant application references, then consult the local authority’s full file where necessary. Ask the solicitor and an appropriate qualified professional what documentation and inspection are required for the particular home; the map itself does not certify compliance.
Separate included, optional and essential spending
- Included: items expressly covered by the agreed documents.
- Optional: upgrades you can choose to defer or decline.
- Essential before occupation: work or purchases you identify as necessary.
- Professional and transaction costs: legal work, tax and relevant inspection expenses.
Plan around conditions rather than a hoped-for moving date
Ask how the proposed completion stages fit with lender requirements and the legal process. Identify which dates are confirmed and what remains dependent on progress or documentation. Keep any temporary accommodation or storage assumption visible in the budget.
Discuss the inspection and snagging arrangements before committing to a final move. Keep a written list of issues, the response and what is still unresolved. This is a planning checklist, not a guarantee about build quality, completion timing or eligibility for a buyer support scheme.
A new-build quote needs an exclusions column
- Specification
- Identify finishes, appliances, flooring and site items actually included in the written price.
- Optional
- Keep chosen upgrades separate from work essential to occupy the home.
- Timing
- Ask when each separately quoted item can be delivered without treating a hoped-for handover date as confirmed.
Your next step
Keep mortgage conditions alongside the purchase timetable