Besides the deposit, buyers may need to budget for stamp duty, solicitor’s fees and outlays, Land Registry registration, and a property survey or engineer’s report. If you are borrowing, a lender may require a valuation and there could be mortgage-related costs, depending on the provider and your circumstances. You should also allow for home insurance, moving expenses and any immediate repairs or furnishing. Costs vary, so ask your solicitor and lender for a written estimate, and confirm current tax information with Revenue or Citizens Information.