Depending on your circumstances and the property, Cork first-time buyers may be able to consider the Help to Buy scheme, the First Home Scheme, an Affordable Purchase scheme or the Local Authority Home Loan. Each has its own eligibility rules, property limits, income tests and application process, and some supports cannot be combined or may apply only to new homes. Check the latest conditions with Revenue, the First Home Scheme, Cork City or County Council and your mortgage lender, as limits and charges can change. Citizens Information or a qualified mortgage adviser can help you compare the options without assuming you will qualify.