The amount you may be able to borrow depends on your income, deposit, existing debts, spending, employment and the mortgage term, as well as the lender’s affordability assessment. Mortgage lending rules, including limits linked to income and deposit requirements, can change, so there is no single figure that applies to everyone. A lender or licensed mortgage adviser can give you an indicative assessment based on your circumstances, but it is not a formal approval. Check the latest rules with the Central Bank of Ireland and compare any figures with your own budget before making an offer.