A consistent record of paying rent on time can help show a lender that you manage regular housing costs and may be able to afford mortgage repayments. You may be asked for bank statements, rental payment records or confirmation from a landlord or letting agent, depending on the lender’s requirements. Rent history is only one part of an application, alongside income, savings, debts, credit history and the lender’s affordability assessment, so it does not guarantee approval. Criteria vary, so confirm what evidence is accepted with the lender or a regulated mortgage adviser.