Non-EU nationals can apply for an Irish mortgage, but approval depends on the lender’s criteria and your circumstances rather than nationality alone. Lenders commonly assess your immigration permission and how long it remains valid, employment and income, deposit, existing debts, Irish credit history and ability to repay; they may also request passports, PPS numbers, proof of address, payslips, bank statements and employment or tax documents. Policies differ, and some lenders may have additional requirements for applicants with temporary or recently granted permission. Check criteria directly with regulated lenders or a qualified mortgage adviser, and confirm immigration requirements with the official Irish Immigration Service.