Alongside the purchase costs, allow for removal or van hire, packing materials, storage, cleaning, insurance and possible charges for disconnecting or reconnecting utilities. You may also need money for locksmith work, minor repairs, parking permits or replacing essentials when you move in. Get written quotes early, check whether VAT and travel charges are included, and keep a contingency amount for unexpected costs. Your solicitor, removal company and utility providers can confirm the charges that apply to your circumstances, while Citizens Information may have useful guidance on moving home.