Irish State Savings is a range of government-backed savings products, which may include fixed-term bonds, savings certificates, instalment products and Prize Bonds, depending on what is currently available. Products differ in how long money is committed, whether returns are fixed or prize-based, and how easily funds can be accessed. They are not the same as a bank deposit account, so check the terms, access rules and how returns are treated for tax before investing. Product availability and conditions can change, so confirm the latest details with Ireland State Savings, Revenue or Citizens Information.