Start by working out your budget, including your deposit, mortgage approval in principle, solicitor’s fees, survey costs, insurance and taxes such as stamp duty. Next, search for suitable properties, arrange viewings and make an offer through the estate agent, subject to any conditions you need. If the offer is accepted, your solicitor will review the contracts and title, while you may arrange a survey and finalise your mortgage. You then sign the contracts, pay the required deposit, arrange funds and complete the purchase, after which the keys can be released; costs, paperwork and timescales vary, so confirm current requirements with your lender, solicitor, Revenue or Citizens Information.