Retirement or receiving the State Pension does not automatically make savings interest tax-free in Ireland. Interest on many Irish deposit accounts is normally subject to Deposit Interest Retention Tax (DIRT), which the bank generally deducts before paying you. Some people aged 65 or over may be able to claim a refund where their total income is below the relevant exemption limit, but eligibility depends on their circumstances and the rules in force. Check Revenue.ie or Citizens Information for the current limits and refund process.